SÃO PAULO · CALGARY · VALENCIA
PRACTICE AREA · 06

Banking and Credit Recovery

Strategic Defense. Efficient Recovery.

São Paulo · Calgary · Valencia

In an increasingly complex financial landscape, we offer robust protection against abuse and effective solutions for credit recovery. Our work combines deep knowledge of the financial system with innovative negotiation and collection strategies.

Judicial and Extrajudicial Collection. For creditors, we offer credit recovery with maximum efficiency. Whether protecting you against abuse or recovering what is rightfully yours, our work is guided by ethics, efficiency and concrete results.

FREQUENTLY ASKED QUESTIONS

How can I recover an unpaid debt?

We start with notice and negotiation, which often resolve the matter without a lawsuit. If no agreement is reached, we bring the judicial measure appropriate to the document that proves the debt.

What is the difference between an enforcement action, a monitory action and a collection action?

An enforcement action (execução) is used when there is an enforceable instrument, such as a check, a promissory note or certain contracts. A monitory action (ação monitória) applies when there is written proof of the debt that lacks enforceable force. A collection action (ação de cobrança) covers all other cases. Choosing the right one shortens the path.

Can I review the interest and fees charged by the bank?

Where charges are abusive or differ from what was contracted, a review can be requested. We analyze the contract and the statements to tell you whether the claim is viable.

Is there a time limit for collecting a debt?

Yes. The law sets limitation periods, which vary depending on the type of debt and document. Once the period has expired, judicial collection may become unfeasible, so it is important to act early.

OTHER AREAS

A multidisciplinary practice, from corporate to family.

LET'S TALK

Discover how high-performance legal practice turns challenges into achievements.